Any time a massive security breach is reported in the news, <a href="http://controlidtheft.com/identity-theft-insurance-to-buy-or-not-to-buy">identity theft insurance</a> advertisements typically start to appear. There are countless stories and press releases about this happening. You can find news items from the FTC regarding identity theft insurance and scammers in this area.
Most people don't know that there are laws that protect consumers from these crimes. And if it does, there are many remedies already in place that do not require you to pay someone else to do to the necessary activities - that's if you are willing to do a bit of legwork yourself when it comes to control identity theft.
Most companies offering identity theft insurance do so for a monthly nominal fee that really won't break the bank. I'm not currently enrolled in a service, but if you are very concerned about safety you might want to consider this.
It can take over one hundred and seventy hours to get your identity back, per the FTC. The question you must really ask yourself is just how much time can you set aside for such an activity considering all your other obligations in life you may have. I'm just asking, that's all.There's not any hidden agenda behind this post. Research on the Internet is a wonderful way to tell whether a program like this fits your needs.
How are companies that offer identity theft insurance going to assist you if you've already become a victim of identity theft? Prevention's great but if you already became victimized because of ID theft, you're SOL and I doubt these companies will help you out retroactively.
by Matt Santi
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